[Jun 26, 2024] Latest Questions Assessor_New_V4 Guide to Prepare Free Practice Tests [Q26-Q50]

Assessor_New_V4 PCI SSC

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June 26, 2024

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[Jun 26, 2024] Latest Questions Assessor_New_V4 Guide to Prepare Free Practice Tests

Reliable Assessor_New_V4 Dumps Questions Available as Web-Based Practice Test Engine

NO.26 What is the intent of classifying media that contains cardholder data?

Ensuring that media is property protected according to the sensitivity of the data it contains

Ensuring that media containing cardholder data is moved from secured areas an a quarterly basis

Ensuring that media is clearly and visibly labeled as ‘Confidential so all personnel know that the media contains cardholder data

Ensuring that all media is consistently destroyed on the same schedule regardless of the contents

Explanation
classifying media that contains cardholder data is intended to ensure that media is property protected according to the sensitivity of the data it contains, which means it should be marked with labels or tags that indicate its level of confidentiality or integrity. This is one of the requirements for ensuring that media containing cardholder data is properly labeled.

NO.27 A “Partial Assessment is a new assessment result What is a ‘Partial Assessment’?

A ROC that has been completed after using an SAQ to determine which requirements should be tested.
As per FAQ 1331. (As long as the entity meets the SAQs eligibility criteria)

An interim result before the final ROC has been completed

A term used by payment brands and acquirers to describe entities that have multiple payment channels with each channel having its own assessment

An assessment with at least one requirement marked as Not Tested*

Explanation
According to requirement 3.1.2, an assessment with at least one requirement marked as Not Tested is considered a partial assessment, which means it does not meet all the requirements and controls defined in Appendix E of the PCI DSS v3.2.1 Quick Reference Guide1. This is one of the requirements for ensuring that assessments are conducted in accordance with PCI DSS.

NO.28 What process is requited by PCI DSS for protecting card-reading devices at the point-of-sale?

Devices are periodically inspected to detect unauthorized card stammers.

The serial number of each device is periodically verified with the device manufacturer

Device identifiers and security labels are periodically replaced

Devices are physically destroyed if there is suspicion of compromise

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, devices are periodically inspected to detect unauthorized card stammers using physical inspection or other methods such as software-based tools or network-based tools (such as firewalls). This is one of the requirements for preventing card skimming attacks that could compromise cardholder data.

NO.29 What do PCI DSS requirements for protecting cryptographic keys include?

Public keys must be encrypted with a key-encrypting key.

Data-encrypting keys must be stronger than the key-encrypting key that protects it.

Private or secret keys must be encrypted, stored within an SCD or stored as key components

Key-encrypting keys and data-encrypting keys must be assigned to the same key custodian

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, private or secret keys must be encrypted, stored within an SCD or stored as key components. This is one of the requirements for ensuring secure encryption and authentication.

NO.30 Which of the following parties is responsible for completion of the Controls Matrix for the Customized Approach?

Only a Qualified Security Assessor (QSA)

Either a QSA, AQSA, or PClP.

Entity being assessed

Card brands or acquirer

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, assigning a unique ID to each person is intended to ensure individual users are accountable for their own actions, rather than shared accounts or group accounts based on need-to-know. This is one of the requirements for ensuring that user accounts are properly managed and controlled.

NO.31 An organization has implemented a change-detection mechanism on their systems. How often must critical file comparisons be performed?

At least weekly

Periodically as defined by the entity

Only after a valid change is installed

At least monthly

Explanation
critical file comparisons must be performed periodically as defined by the entity, which means they should be done at least once every 30 days or more frequently if needed. This is one of the requirements for ensuring that critical file comparisons are done regularly.

NO.32 An entity is using custom software in their CDE. The custom software was developed using processes that were assessed by a Secure Software Lifecycle assessor and found to be fully compliant with the Secure SLC standard. What impact will this have on the entity’s PCI DSS assessment?

It automatically makes an entity PCI DSS compliant

It may help the entity to meet several requirements in Requirement 6.

There is no impact to the entity

The custom software can be excluded from the PCI DSS assessment

Explanation
The Secure SLC standard is one of the two standards that are part of the PCI Software Security Framework (SSF), which provides security requirements and assessment procedures for software vendors to integrate into their software development lifecycles and to validate that secure lifecycle management practices are in place12. The Secure SLC standard is designed to offer a more flexible approach to how the security and integrity of payment software is tested, and to address the evolving threat landscape and changes in software development practices3.
The PCI DSS Requirement 6 states that entities must develop and maintain secure systems and applications, and it includes several sub-requirements that cover variousaspects of software security, such as change control, secure coding, vulnerability management, and patching4. By using custom software that is compliant with the Secure SLC standard, an entity may be able to meet some or all of these sub-requirements, as the Secure SLC standard covers similar topics and ensures that the software is developed and maintained in a secure manner throughout its entire lifecycle1. However, this does not automatically make the entity PCI DSS compliant, as there are other requirements and controls that the entity must implement and validate, such as network security, access control, monitoring, and incident response4. Therefore, the correct answer is option B.
The other options are not true regarding the impact of using custom software that is compliant with the Secure SLC standard on the PCI DSS assessment. Option A is not true because, as explained above, the entity still has to comply with other PCI DSS requirements and controls that are not covered by the Secure SLC standard.
Option C is not true because there is a positive impact to the entity, as it may help the entity to meet several requirements in Requirement 6 and to demonstrate that the custom software is secure and reliable. Option D is not true because the custom software cannot be excluded from the PCI DSS assessment, as it is part of the cardholder data environment (CDE) and it may store, process, or transmit cardholder data or sensitive authentication data. The entity must ensure that the custom software meets the PCI DSS requirements and controls that are applicable to it, and that the assessor validates its compliance4. References:
Software Security Framework Secure Software Life Cycle (Secure SLC) Standard PCI Security Standards Council Publishes Version 1.1 of Secure Software Lifecycle (SLC) Standard and Program PCI Security Standards Council Publishes Version 1.1 of Secure Software Standard and Program PCI DSS v3.2.1

NO.33 An organization wishes to implement multi-factor authentication for remote access, using the user’s individual password and a digital certificate. Which of the following scenarios would meet PCI DSS requirements for multi-factor authentication?

Certificates are assigned only to administrative groups and not to regular users

A different certificate is assigned to each individual user account, and certificates are not shared

Certificates are logged so they can be retrieved when the employee leaves the company

Change control processes are in place to ensue certificates are changed every 90 days

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, a different certificate is assigned to each individual user account, and certificates are not shared. This is one of the requirements for preventing unauthorized access to cardholder data using digital certificates.

NO.34 The intent of assigning a risk ranking to vulnerabilities is to?

Ensure all vulnerabilities are addressed within 30 days

Replace the need toquarterly ASV scans

Prioritize the highest risk items so they can be addressed more quickly

Ensure that critical security patches are installed at least quarterly

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, the intent of assigning a risk ranking to vulnerabilities is to prioritize the highest risk items so they can be addressed more quickly, rather than ensuring all vulnerabilities are addressed within 30 days or replacing the need to quarterly ASV scans or ensuring that critical security patches are installed at least quarterly. This is one of the requirements for ensuring that vulnerabilities are identified and mitigated as soon as possible.

NO.35 Which of the following is required to be included in an incident response plan?

Procedures for notifying PCI SSC of the security incident

Procedures for responding to the detection of unauthorized wireless access points

Procedures for securely deleting incident response records immediately upon resolution of the incident

Procedures forlaunching a reverse-attack on the individual(s) responsible for the security incident

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, procedures for securely deleting incident response records immediately upon resolution of the incident must be included in an incident response plan. This is one of the requirements for ensuring that incident response records are not retained indefinitely

NO.36 Could an entity use both the Customized Approach and the Defined Approach to meet the same requirement?

No because a single approach must be selected

No. because only compensating controls can be used with the Defined Approach

Yes if the entity uses no compensating controls

Yes if the entity is eligible to use both approaches

Explanation
an entity can use both the Customized Approach and the Defined Approach to meet the same requirement, as long as it uses compensating controls to address any weaknesses or gaps in the customized control. This is one of the requirements for ensuring that an entity can use both approaches when appropriate.

NO.37 H an entity shares cardholder data with a TPSP, what activity is the entity required to perform’?

The entity must conduct ASV scans on the TPSP’s systems at least annually

The entity must perform a risk assessment of the TPSP’s environment at least quarterly.

The entity must test the TPSP’s incident response plan at least quarterly

The entity must monitor the TPSP’s PCI DSS compliance status at least annually

Explanation
According to requirement 4, an entity must monitor its TPSP’s PCI DSS compliance status at least annually, which means it should review its TPSP’s policies and procedures for protecting cardholder data and transactions against fraud and other threats at least once a year. This is one of the requirements for ensuring that an entity monitors its TPSP’s PCI DSS compliance status regularly.

NO.38 Which of the following parties is responsible for completion of the Controls Matrix to* the Customized Approach?

Only a Qualified Security Assessor (QSA)

EitheraQSA,AQSA,orPClP.

Entity being assessed

Card brands or acquirer

NO.39 Viewing of audit log files should be limited to?

Individuals who performed the logged activity

Individuals with read/write access

Individuals with administrator privileges

Individuals with a job-related need

Explanation
According to requirement 4, viewing of audit log files should be limited to individuals with a job-related need, which means they should only access the audit log files for legitimate purposes related to their job functions.
This is one of the requirements for ensuring that audit log files are not accessed by unauthorized or unnecessary personnel.

NO.40 A network firewall has been configured with the latest vendor security patches What additional configuration is needed to harden the firewall?

Remove the default ‘Firewall Administrator account and create a shared account for firewall administrators to use.

Configure the firewall to permit all traffic until additional rules are defined

Synchronize the firewall rules with the other firewalls m the environment

Disable any firewall functions that are not needed in production

Explanation
One of the best practices for hardening a firewall is to disable any firewall functions that are not needed in production, such as unused services, ports, protocols, or features. This reduces the attack surface and minimizes the potential for exploitation. According to the PCI Card Production Logical Security Requirements, section 3.2.1, “The firewall must be configured to deny all traffic by default and allow only traffic that is explicitly required for the card production environment.” Furthermore, section 3.2.2 states, “The firewall must be configured to block all unnecessary services, ports, protocols, and IP addresses.” References: PCI Card Production Logical Security Requirements, Card Production Security Assessor – Logical – Credly

NO.41 Which of the following describes the intent of installing one primary function per server?

To allow functions with different security levels to be implemented on the same server

To prevent server functions with a lower security level from introducing security weaknesses to higher
-security functions on the same server

To allow higher-security functions to protect lower-security functions installed on the same server

To reduce the security level of functions with higher-security needs to meet the needs of lower-security functions

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, installing one primary function per server is intended to prevent server functions with a lower security level from introducing security weaknesses to higher-security functions on the same server. This is one of the requirements for ensuring that server functions are isolated from each other.

NO.42 Which scenario meets PCI DSS requirements for restricting access to databases containing cardholder data?

User access to the database is only through programmatic methods

User access to the database is restricted to system and network administrators

Application IDs for database applications can only be used by database administrators

Direct queries to the database are restricted to shared database administrator accounts

Explanation
The PCI DSS requires that access to databases containing cardholder data is restricted to authorized users and applications, and that direct access to such databases is prohibited. According to the PCI DSS Requirement
7.1.2, “Restrict access to privileged user IDs to least privileges necessary to perform job responsibilities.” Furthermore, according to the PCI DSS Requirement 8.3.1, “Implement multi-factor authentication for all non-console access into the cardholder data environment for personnel with administrative access.” Therefore, the scenario that meets the PCI DSS requirements for restricting access to databases containing cardholder data is the one where user access to the database is only through programmatic methods, such as through an application interface that enforces authentication, authorization, and encryption. The other scenarios either allow direct access to the database, or do not limit the access to the least privileges necessary, or do not use multi-factor authentication for administrative access. References: [PCI DSS v3.2.1], Card Production Security Assessor – Logical – Credly

NO.43 An entity wants to use the Customized Approach. They are unsure how to complete the Controls Matrix or TRA During the assessment, you spend time completing the Controls Matrix and the TRA. while also ensuing that the customized control is implemented securely Which of the following statements is true?

You can assess the customized control but another assessor must verify that you completed the TRA correctly

You can assess the customized control and verify that the customized approach was correctly followed but you must document this in the ROC

You must document the work on the customized control in the ROC but you can not assess the control or the documentation

Assessors are not allowed to assist an entity with the completion of the Controls Matrix or the TRA

Explanation
According to requirement 1, assessing a customized control means verifying that it meets all the requirements and controls defined in Appendix E of the PCI DSS v3.2.1 Quick Reference Guide1, which includes documenting and maintaining evidence about each customized control as defined in Appendix E. This is one of the requirements for ensuring that assessing a customized control is done correctly and consistently.

NO.44 An internal NTP server that provides time services to the Cardholder Data Environment is?

Only in scope if it provides time services to database servers.

Not in scope for PCI DSS

Only m scope if it stores processes or transmits cardholder data

In scope for PCI DSS

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, an internal NTP server that provides time services to the cardholder data environment is in scope for PCI DSS if it stores processes or transmits cardholder data, regardless of whether it provides authentication services to systems in the DMZ or not. This is one of the requirements for preventing unauthorized access to cardholder data using time services.

NO.45 An entity wants to know if the Software Security Framework can be leveraged during their assessment Which of the following software types would this apply to?

Any payment software in the CDE

Only software which runs on PCI PTS devices

Validated Payment Applications that are listed by PCI SSC and have undergone a PA-DSS assessment

Software developed by the entity in accordance with the Secure SLC Standard

Explanation
The Software Security Framework (SSF) is a collection of standards and programs for the secure design and development of payment software1. The SSF replaces the Payment Application Data Security Standard (PA-DSS) with modern requirements that support a broader array of payment software types, technologies, and development methodologies2. The SSF applies to any payment software that is part of the cardholder data environment (CDE), which is the people, processes, and technologies that store, process, or transmit cardholder data or sensitive authentication data3. Therefore, the correct answer is option A.
The other options are not true regarding the applicability of the SSF to different software types. Option B is not true because the SSF is not limited to software that runs on PCI PTS devices, which are hardware devices that accept payment card data at the point of interaction. The SSF covers software that runs on various platforms and devices, such as web servers, mobile devices, cloud services, and embedded systems. Option C is not true because the SSF is not limited to validated payment applications that are listed by PCI SSC and have undergone a PA-DSS assessment, which are payment applications that have been validated by PA-DSS assessors and meet the PA-DSS requirements. The SSF covers payment software that may not be eligible for PA-DSS validation, such as software that is developed by merchants or service providers for their own use, or software that is not sold, distributed, or licensed to a third party. Option D is not true because the SSF is not limited to software that is developed by the entity in accordance with the Secure SLC Standard, which is one of the two standards that are part of the SSF and provides security requirements and assessment procedures for software vendors to integrate into their software development lifecycles. The SSF covers payment software that is developed by any entity, whether it is a software vendor, a merchant, a service provider, or a third party, as long as it meets the security requirements and validation procedures of the Secure Software Standard, which is the other standardthat is part of the SSF and provides security requirements and assessment procedures for payment software products. References:
Understanding the PCI Software Security Framework: New Educational Resources PCI Software Security Framework Provides a Modern Approach to Payment Software Security PCI DSS v3.2.1
[PCI PTS POI Security Requirements]
[Software Security Framework Secure Software Standard]
[Payment Application Data Security Standard]
[Software Security Framework Secure Software Life Cycle (Secure SLC) Standard]
[PCI DSS v4.0: Is the Customized Approach Right For Your Organization?]

NO.46 What must the assessor verify when testing that PAN is protected whenever it is sent over the Internet?

The security protocol is configured to support earlier versions

The PAN is encrypted with strong cryptography

The security protocol is configured to accept all digital certificates

The PAN is securely deleted once the transmission has been sent

Explanation
when PAN is sent over the Internet, PAN must be encrypted with strong cryptography, which means it should use encryption techniques such as WEP, WPA, WPA2, or TLS/SSL to prevent unauthorized access or interception. This is one of the requirements for ensuring that PAN is protected from unauthorized access or interception.

NO.47 If disk encryption is used to protect account data what requirement should be met for the disk encryption solution?

Access to the disk encryption must be managed independently of the operating system access control mechanisms

The disk encryption system must use the same user account authenticator as the operating system

The decryption keys must be associated with the local user account database

The decryption keys must be stored within the local user account database

Explanation
when disk encryption is used to protect account data, access to the disk encryption must be managed independently of the operating system access control mechanisms, which means it should not be affected by changes in the operating system settings or permissions. This is one of the requirements for ensuring that disk encryption is secure and effective.

NO.48 At which step in the payment transaction process does the merchants bank pay the merchant for the purchase and the cardholder s bank bill the cardholder?

Authorization

Clearing

Settlement

Chargeback

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, settlement occurs when a merchant receives payment from a card issuer for a completed transaction and delivers goods or services to a customer or another party as agreed upon in advance by both parties, subject to any conditions imposed by either party upon delivery or payment, including but not limited to acceptance, rejection, return, exchange, refund, cancellation, modification, suspension, termination or revocation by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment; or any other conditions imposed by either party upon delivery or payment;

NO.49 Which of the following file types must be monitored by a change-detection mechanism (for example, a file-integrity monitoring tool)?

Application vendor manuals

Files that regularly change

Security policy and procedure documents

System configuration and parameter files

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, system configuration and parameter files must be monitored by a change-detection mechanism (for example, a file-integrity monitoring tool). This is one of the requirements for ensuring that changes to system configuration and parameter files are detected and verified.

NO.50 Which of the following meets the definition of ‘quarterly’ as indicated in the description of timeframes used in PCI DSS requirements?

Occurring at some point in each quarter of a year

At least once every 95 97 days.

On the 15th of each third month

On the 1st of each fourth month

Explanation
According to the PCI DSS v3.2.1 Quick Reference Guide1, quarterly means occurring at some point in each quarter of a year, not at least once every 95 or 97 days. This is one of the requirements for ensuring that PCI DSS assessments are conducted on a regular basis.

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